You can be going about your usual day at work one minute and the next be injured and having to file a workers compensation claim with your employer. You may fully expect your employer to step up and make sure you are taken care of through the ordeal, but in a lot cases, this is not what happens at all. Between an employer trying to dodge responsibility and their worker's compensation insurance company trying to back them up while they do, you can feel like you are going to be left to deal with your injuries alone. Take a look at these sneaky insinuations that can come up through the claim filing process.
Your employer insinuates that you are somehow at fault for getting injured.
When you initially report your accident, choose your words wisely. Do not give indication at all that what happened was your fault. Sometimes, you may even catch an employer trying to insinuate that an accident was your fault even when you know it was not. They may try to claim you were under the influence of drugs or alcohol, not following company safety policies, or otherwise doing something that contributed to the fact that you are now injured.
Whatever insinuations are made during this initial claim filing process are worth noting and being leery of, as your response to such insinuations could easily come back up against you later on in the claim.
A workers comp representative insinuates the injury will not be is not covered even though it happened at work.
Once you have filed your accident report and sought medical treatment for your injuries, you will then be left to communicate with a workers compensation representative about your case. Don't be at all surprised if the representative seems to imply that even though your injury happened at work, the employer is not at fault and workers comp should not be held responsible for paying the bill for your injuries.
This is a common ploy that scares away a lot of claimants pretty quickly simply because they don't know any better. If this is what the workers comp representative is telling you, contact an attorney right away for immediate advice.
Whenever you have been injured on the job, it is always best to reach out to a workers compensation lawyer for advice right from the start, but especially if you feel your employer or the workers comp insurance company is implying things that simply are not true. If you have questions regarding a workers compensation claim, talk to an attorney near you for more information.