If you are overwhelmed by debt and are starting to fall behind on your monthly obligations, you are likely looking for debt relief. Before you decide to use one of the debt relief services you may have seen advertised, you should consider a Chapter 13 bankruptcy. This type of bankruptcy restructures your debt so you are able to pay some or all of it back. The following are a few advantages that a Chapter 13 bankruptcy has over other forms of debt relief.
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A house fire is one of the worse things that can happen to a family. Your home has suffered serious damages and you have loss memories. You have homeowner's insurance and feel that your damages are covered. However, you file your claim and it is denied. Read on to find out how to dispute your homeowner's insurance claim after a denial.
Review Your Insurance Claim
It helps to hire an insurance dispute attorney.
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There's a saying that says when life hand you lemons, you should make lemonade. That's all good and well when it's real lemons and real lemonade, but when it's your car that's a lemon, you want a little something more than just lemonade. You want a car that works the way that it should or you want some compensation for your defective car. That's where lemon laws come into play.
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There are different ways of dealing with asset division during divorce. For example, some states prefer equitable distribution. Simply put, this form of asset division seeks to ensure the division is fair. Here are some of the issues considered during equitable distribution:
Value of Separate Assets
Separate assets aren't divided during equitable assets distribution, but they determine how the marital assets are divided. What happens is that the court will appraise the separate assets to determine how much each of you owns.
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Moving towards a settlement is not a clear sign of victory. It's a good sign that the other party is accepting some responsibility for the situation. A settlement is not an admission of guilt, but it is an assumption of financial responsibility, and your legal opponent's next job is to make you walk away with as little money as possible. To make sure that you're as physically, mentally, and financially secure as possible, here are a few points to consider before accepting any amount of money--no matter how many zeroes are after the dollar sign.
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